PAC Simulator
Thanks to its flexibility and the possibility of predetermining the amount to be paid, the "Accumulation Plan" mode is often the ideal investment solution for savers who, while not having large initial capital, aspire to gradually invest modest savings flows available over time, thus accumulating capital in the long term.
The PAC mode has several advantages, including:
The PAC mode has several advantages, including:
- It eliminates the risk of poor timing. By spreading the investment over time, the PAC mode can turn market fluctuations and corrections into investment opportunities; in PACs, purchases are indeed distributed over a wide range of buying conditions;
- It allows for averaging the average purchase price of the fund shares. Since the investment amount remains constant throughout the plan, the PAC mode allows for purchasing a greater number of shares when market prices are low and, conversely, a smaller number of shares when prices are high. Each payment represents in any case only a partial share of the total capital invested over the entire duration of the plan;
- It prevents falling into the trap of emotionality, which often sees investors investing only when markets are already close to their highs and divesting when prices are near their lows. The PAC mode prevents investment choices conditioned by market trends as purchases are automatically scheduled, leaving no room for emotionality.
Warnings. This simulation tool is intended solely to allow the investor to evaluate the effects of an investment in the Accumulation Plan mode under certain assumptions. It is not intended in any way to advise, solicit, or propose investments or investment strategies.
The simulations are based on assumptions of returns, constant over time, which may not occur in the future or may not be constant. Such returns therefore have no predictive purpose.
The simulations are carried out for illustrative purposes only and do not consider the application of any entry fees or other fees/expenses incurred by the subscriber, nor tax assessments.
Before subscribing, the investor is required to consult the Regulations and the Fund Prospectus. Past returns are not indicative of future returns.
The simulations are based on assumptions of returns, constant over time, which may not occur in the future or may not be constant. Such returns therefore have no predictive purpose.
The simulations are carried out for illustrative purposes only and do not consider the application of any entry fees or other fees/expenses incurred by the subscriber, nor tax assessments.
Before subscribing, the investor is required to consult the Regulations and the Fund Prospectus. Past returns are not indicative of future returns.
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